Asset Protection

• Notice
  
  
• Chapter 1
  1. Ten Steps To Financial Protection
     1. Step 1: Be Prepared - Expect You Will Be The Next Target of A Lawsuit
     2. Step 2: Protect Your Assets With A Clear Conscience
     3. Step 3: Organize Your Team
     4. Step 4: Prioritize Your Objectives
     5. Step 5: Make Asset Protection A Lifelong Commitment
     6. Step 6: Recruit Asset Protection Pros
     7. Step 7: Become Proactive
     8. Step 8: Measure Your Wealth
     9. Step 9: Keep A Low Profile
     10. Step 10: Protect Yourself Before It's Too Late
  2. Planning Pointers
     
     
• Chapter 2
  1. Designing A Creditor-Proof Asset Protection Plan
  2. A Primer On Fraudulent Transfers
  3. What Constitutes Fair Consideration Or Fair Value?
  4. When Does A Debtor Become Insolvent?
  5. A Quick Fraudulent Conveyance Quiz
  6. When Fraudulent Transfers Become Uncontestable
  7. Why Fraudulent Transfers Are Dangerous
  8. How Creditors Recover Fraudulently Transferred Property
  9. Special IRS Asset Recovery Rules
  10. Fourteen Tell-Tale Signs Of A Sham Transfer
  11. Eleven Tips For Safe Transfers
  12. Planning Pointers
      
      
• Chapter 3
  1. How Creditors Discover Assets
  2. Secrecy Is Not Asset Protection
  3. Poverty Can Be Power
  4. When You Must Disclose Your Assets
  5. What Creditors Ask About Finances
  6. What Spouses Must Reveal
  7. How Creditors Locate Assets
  8. Professional Asset Searches
  9. Watch Your Loan Applications
  10. Avoid A Paper Trail
  11. Don't Overlook Insurance Policies
  12. Court Records Expose Assets
  13. Bury Wealth In Bearer Investments
  14. Thirteen Steps To Financial Privacy
  15. Planning Pointers
      
      
• Chapter 4
  1. Take Advantage Of The Many Laws That Automatically Shield Assets
  2. Will The Homestead Laws Protect Your Home?
  3. How To Correctly Claim Homestead Protection
  4. Creditor Claims Stopped By Homestead
  5. Equity That Homestead Protects
  6. Four Common Homestead Problems
  7. Don't Lose Your Homestead Protection
  8. Strategies To Maximize Homestead Protection
  9. Income That Is Protected
  10. Techniques To Protect Your Paycheck
  11. How Safe Is Your Pension?
  12. Annuities And Insurance May Be Your Safest Investment
  13. How To Shelter Proceeds Of Exempt Property
  14. The One Creditor That State Exemptions Cannot Protect Against
  15. Planning Pointers
      
      
• Chapter 5
  1. Wealth-Saving Strategies With Co-Ownership
  2. Common Dangers With Tenancy-In-Common
  3. Joint Tenancy Traps And Opportunities
  4. How Tenancy-By-The-Entirety Protects Assets
  5. Avoid Joint Bank Accounts
  6. Co-Ownership Avoid Probate
  7. Protecting Community Property
  8. Four More Reasons To Avoid Joint Ownership
  9. Planning Pointers
     
     
• Chapter 6
  1. Trusts That Protect Assets
  2. Understandsing Basic Trust Law
  3. How To Create A Creditor-Proof Trust
  4. Two Trust Disadvantages
  5. Why Revocable Trusts Give No Protection
  6. Advantages And Disadvantages Of Living Trusts
  7. When You Need A Spendthrift Trust
  8. Insurance Trusts To Protect Insurance
  9. Sheltering Assets For A Favorite Charity
  10. Children's Trusts For Second-Generation Gifting
  11. Preserving Family Wealth With Wealth Preservation Trusts
  12. Wealth Replacement Trusts Reduce Estate Taxes
  13. Turn Your Ordinary Trust Into A Dynasty Trust
  14. Q-Tip Trusts: Planning For Spousal Support
  15. Land Trusts Can Create False Security
  16. The Pure Trust Fallacy
  17. Why You Cannot Trust The Business Trust
  18. A Little-Known Trust For Disabled Business Owners
  19. Two Ways To Shelter Assets With Sprinkling Trusts
  20. Medicaid Trusts For Free Nursing Home Care
  21. Distributing Trust Assets Safely
  22. Six Ways To Improve Trust Protection
  23. Planning Pointers
      
      
• Chapter 7
  1. Building Your Financial Fortress With Limited Partnerships
  2. The Limited Partnership Versus General Partnership
  3. Structuring Your Limited Partnership
  4. Key Limited Partnership Provisions
  5. Your Rights And Obligations As A Partner
  6. Assets That A Limited Partnership Can Protect
  7. Seperate Partnerships Maximuze Protection
  8. Maintaining Limited Partnership Protection
  9. How LPs Protect Assets
  10. The LP And Bankruptcy
  11. The LP Tax Trap For Unwary Creditors
  12. Five More LP Strategies To Frustrate Creditors
  13. How To Combine Trusts With LPs For Added Protection
  14. Avoid Fraudulent Conveyance Claims
  15. Leasing From Your LP Can Protect Your Business
  16. Limited Partnership Tax Advantages
  17. Limited Partnerships Can Save Estate Taxes
  18. Planning Pointers
      
      
• Chapter 8
  1. Asset Protection With A Limited Liability Company
  2. Seven Advantages Of An LLC
  3. How The LLC Operates
  4. Where To Register Your LLC
  5. Limiting Personal Liability With An LLC
  6. Creditor Rights To LLC Ownership Interests
  7. How LLCs Can Protect Assets
  8. Gifts And Estate Planning With The LLC
  9. Protecting Professional Practices With An LLP
  10. Planning Pointers
      
      
• Chapter 9
  1. Any Corporation Can Become A Powerful Wealth Protector
  2. Twelve Frequently Overlooked Corporate Advantages
  3. Select The Right Type Of Corporation
  4. S Corporation Or Limited Liability Company?
  5. User-Friendly Nevada And Wyoming Corporations
  6. The Professional Corporation As Liability Shield
  7. Incorporate Before You Incur Liabilities
  8. Eight Ways To Lose Corporate Protection
  9. How To Shrewdly Finance Your Corporation
  10. Five Safe Ways To Title Corporate Shares
  11. How To Become An Invisible Shareholder
  12. Six Ways To Poison Pill Corporate Shares
  13. Spread Corporate Control
  14. Nine Liability Traps For Corporate Directors
  15. Essential Insurance Coverage For Corporate Directors
  16. Tips To Escape Corporate Guarantees
  17. Four More Dangerous Corporate Obligations
  18. Using The Corporate Reverse Mortgage
  19. Avoid Passive Investments For Your Corporation
  20. Planning Pointers
      
      
• Chapter 10
  1. Protecting Your Assets Offshore
  2. How Offshore Havens Creditor-Proof Assets
  3. Asset Protection Trusts: Offshore Financial Fortress
  4. Assets To Shelter Offshore
  5. Using Asset Protection Trusts For Stronger Domestic Protection
  6. Seven Wealth-Saving Asset Protection Trust Features
  7. Selecting The Right Trustee For Your Offshore Asset Pprotection Trust
  8. Strategies To Safely Control Your Own Offshore Asset Protection Trust
  9. Protecting Inheritances With The Offshore Asset Protection Trust
  10. Offshore Asset Protection Trust In Divorce And Marital Planning
  11. Offshore Protection Against IRS Seizures
  12. Offshore Protection Against Product Liability Claims
  13. How To Safely Repatriate Foreign Assets
  14. The Six Most Popular Asset Protection Havens
  15. Are You Ready For Offshore Protection?
  16. The NEVIs LLC: The Newest Offshore Protector
  17. Asset Protection With Offshore Private Banks
  18. Gaining Financial Privacy In Offshore Havens
  19. Offshore Banking Myths And Misconceptions
  20. ABCs Of Swiss Banking
  21. Offshore Wealth Secrecy With Bearer Investments
  22. Importing Swiss Annuities For Asset Protection
  23. Becoming Private In A Public World
  24. Protecting Repatriated Funds
  25. Planning Pointers
      
      
• Chapter 11
  1. Bankruptcy: Keeping Your Assets And Losing Your Debts
  2. When To File Bankruptcy
  3. Debts You Cannot Discharge In Bankruptcy
  4. Know Your Best Bankruptcy Option
  5. Precision-Time Your Bankruptcy
  6. When Spouses Should File Seperate Bankruptcies
  7. How To Go Bankrupt And Keep Your Assets
  8. What Property Is Exempt Under A Bankruptcy?
  9. Two More Ways To Legally Dispose Of Assets Before Bankruptcy
  10. Four Ways To Sidestep An Involuntary Bankruptcy
  11. Debts You Should Pay In Bankruptcy
  12. Tax Benefits From Bankruptcy
  13. Filing Bankruptcy To Stop Foreclosure
  14. Non-Bankruptcy Alternatives For The Troubled Business
  15. Planning Pointers
      
      
• Chapter 12
  1. Strategies That Stop The IRS From Plundering Your Assets
  2. How The IRS Tracks You Down
  3. What You Must Disclose To The IRS
  4. What The IRS Knows About You
  5. Avoid The IRS Jeopardy Assessment
  6. Protecting Assets Before A Tax Lien
  7. Coping With A Tax Lien
  8. How To Settle With The IRS
  9. Negotiating Time To Pay The IRS
  10. Assets The IRS Targets First
  11. Assets Exempt From IRS Seizure
  12. Safeguarding Assets From The IRS
  13. How To Recover Seized Property
  14. When The IRS Threatens Your Business
  15. When To Encourage IRS Seizures
  16. Tips To Protect Bank Accounts
  17. Keep The IRS From Your Safe Deposit Box
  18. Perils Of Trusts And Jointly Owned Property
  19. Why Spouses Should Never File Joint Tax Returns
  20. Wages The IRS Can Seize
  21. When Collection Efforts Must Stop
  22. Will Bankruptcy Solve Your Tax Problems?
  23. Find Professional Assistance When You Owe The IRS
  24. Assert Your Taxpayer's Rights
  25. Planning Pointers
      
      
• Chapter 13
  1. Protecting Your Assets In Divorce
  2. Involve Yourself In The Family Finances
  3. Insist Upon Pre-Marriage Agreements
  4. Selling The Pre-Marriage Agreement
  5. Key Provisions For The Pre-Marriage Agreement
  6. Why Pre-Marriage Agreements Fail
  7. Agreements For The Presently Married
  8. Retain Control Over Marital Assets
  9. How To Divorce-Proof Assets
  10. Cohabitation Agreements For Lovers
  11. Dividing Property In A Divorce
  12. Safeguarding Community Property
  13. Concealing Assets In A Divorce
  14. How A Sham Divorce Protect Assets
  15. Protecting Retirement Funds In A Divorce
  16. Assets That Become Big Liabilities
  17. Protect Your Credit In Divorce
  18. Losing Your Wealth To Your Divorce Lawyer
  19. File Your Own Divorce And Save A Fortune
  20. Protecting Assets After You Divorce
  21. Asset Seizures In Child Support Cases
  22. Bankruptcy Protection Against Child Support And Alimony
  23. Planning Pointers
      
      
• Chapter 14
  1. Strategies To Stop Foreclosures And Repossessions
  2. Negotiate Loan Terms You Can Afford
  3. Become Bullet-Proof Before You Battle Your Lender
  4. The Four Most Common Lender Concessions
  5. The Option-To-Equity Solution
  6. Refinance Your Way Out Of Trouble
  7. Attract Cash-Rich Partners
  8. Sell For 'No Cash Down'
  9. Avoid The Dangerous Balloon Mortgage
  10. The Poison Pill Strategy
  11. Wave The Lender Liability Club
  12. Discover Loan Defects
  13. When To Encourage Foreclosure
  14. How To Spot A Sham Foreclosure
  15. Three Strategies To Recover Your Property After The Foreclosure
  16. Two Ways To Avoid A Deficiency
  17. How To Recover A Repossessed Car
  18. When Bankruptcy Can Stop Foreclosure
  19. Planning Pointers
      
      
• Chapter 15
  1. How To Creditor-Proof And Disaster-Proof Your Business
  2. Corporate Protection Is Absolutely Essential
  3. Business Entities That Can Protect You
  4. Defensive Planning For The Professional Practice
  5. Protect Your Profit Makers From Your Problem Makers
  6. Assets No Business Should Own
  7. Debt-Shield Your Business With Friendly Mortgages
  8. Three Ways To Safeguard Your Lease
  9. Recruit Your Banker To Protect Your Business
  10. Never Bank Where You Borrow
  11. Protecting Trade Secrets
  12. How To Recoup Your Investment From Your Failing Business
  13. What Creditors Must Never Discover
  14. Three Advantages Of A Non-Bankruptcy Workout
  15. When A Chapter 11 Reorganiztion Is Your Right Remedy
  16. Negotiate A Workable Workout Plan
  17. Six Chapter 11 Survival Tips
  18. Squeezing The Equity From Your Business
  19. Eight Insurance Policies To Consider
  20. Ten Little-Known Ways To Slash Insurance Costs
  21. Planning Pointers
      
      
• Chapter 16
  1. Answers To The Most Common Asset Protection Questions
  2. How Effectively Can Mortgages And Other EncumbranceS Shield Exposed Assets From Creditors?
  3. What Is The Safest Way To Title The Family Home?
  4. How Can Investment Or Commercial Real Estate Be Protected?
  5. How Should Motor Vehicles Be Owned For Maximum Safety?
  6. How Are Bank AccountS Best Titled?
  7. How Can You Depress The Value Of Assets To Creditors?
  8. Can Co-Ownership Of Personal Property Help To Stall Creditors?
  9. How Can I Best Protect My Insurance Proceeds?
  10. How Can I Best Protect My Wealth When I Am Incapacitated?
  11. How Can An Inheritance Be Protected From A Beneficiary's Creditors?
  12. What Can The Testator Do To Protect Assets From His Own Creditors Who Will File A Claim When He Dies?
  13. How Can Assets Bequeathed To A Spouse Be Sheltered From Her Future Creditors?
  14. What Are The Dangers When Titleing Assets With The Less Vulnerable Spouse?
  15. Can Corporate Ownership Assist In Estate Planning?
  16. Can Creditors Examine A Debtor's Last Will And Testament?
  17. What Is The Role Of Lifetime Gifting In Asset Protection?
  18. What Transfers Can Creditors Challenge Most Easily?
  19. Which Insurance Is Most Important For Asset Protection?
  20. What Are The Most Important Features To Consider In A Malpractice Policy?
  21. What Responsibility Does My Insurance Company Have To Protect Me Against Claims Above My Coverage?
  22. To What Extent Will Malpractice Insurance Encourage A Lawsuit?
  23. How Can Physicians Avoid Lawsuits?
  24. Is An Employer's Malpractice Policy Adequate Protection?
  25. How Can Professionals Most Safely Affiliate?
  26. How Can An Insolvent Business Be Liquidated Without Bankruptcy?
  27. What Are The Pros And Cons Of No-Cost Debt Adjusters?
  28. How Can A Small Business Structure A Creditor-Proof Employee Retirement Plans?
  29. What Does A Plaintiff Win With A Judgment?
  30. When Does A Judgment Expire?
  31. How Do Creditor'S Enforce An Out-Of-State Judgment?
  32. What Can A Debtor Do To Wages?
  33. Is It A Crime Not To Pay A Judgment - When You Have Assets?
  34. What Can A Debtor Do Once A Creditor Seizes Property?
  35. How Can You Protect Money Owed To You?
  36. When Can Creditors Obtain A Pre-Judgment Attachment On Assets?
  37. What Can You Do To Discourage A Lawsuit?
  38. How Do Swiss Annuities Protect Assets?
      
      
• Glossary